Selfservice Bright Lending (2024)

FAQs

How do I contact Bright Lending Customer Service? ›

Please chat online or call us at 1-866-441-7674. One of our customer service agents will be able to assist you.

To cancel your payment obligations on this loan, you must inform us in writing, by or before the Cancellation Deadline, either by email to customerservice@brightlending.com that you want to cancel the future payment obligations on this loan.

Bright Lending is not accredited by the Better Business Bureau (BBB), and it has very poor reviews on its BBB page with an average 1.09/5 star rating. The BBB has received hundred of complaints against Bright Lending. Most of these complaints mention the predatory interest rates charged by Bright Lending.

Bright Lending is a tribal lender owned by the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana, a federally recognized American Indian tribe.

The Customer Support Center is available 7 days a week to assist you at 1.844. 552.7444.

Aaniiih Nakoda Finance, LLC DBA Bright Lending is an entity formed under the laws of the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Bright Lending is wholly-owned by the Tribe.

Once your loan is due, a payday lender will withdraw the money from your bank account, if you've given them access as part of the loan agreement. If the debit doesn't go through, the lender may make multiple attempts to withdraw funds from your account. Each failed attempt can trigger a bank fee against you.

Lenders generally seek a Credit Score in the range of 560 to 660 as the typical minimum requirement for a Personal Loan.

Does Bright report to the credit bureaus? Yes, once your Bright Credit application is approved and you decide to accept the offer, Bright reports your credit line activity to the major credit bureaus. As you keep making on-time payments, you will build a positive credit history.

How long does bright lending take to fund? ›

Loans are typically funded as early as one business day. Please see our rates page & FAQ's for details. on a brighter path. Unlike traditional payday loans, a good payment history with us will lower your rates.

Bright does not offer personal loans. But we can help pay off your card debts faster. Bright Credit offers a low-interest line of credit designed to pay off card debt fast while saving you from high-interest charges. It works like a personal debt consolidation loan.

24x7 Chat support: Through your Bright Money App. Email: Write to us at support@brightmoney.co. Phone: Call us at +1 (877) 274-6494.

Your Credit Builder account also counts as available credit, which improves your utilization ratio, too. Both of those activities help boost your credit score -- and Bright does it all automatically. Once you sign up for Bright, you can apply for Bright Credit Builder in the menu of your Bright Plan.

If you suspect fraudulent activity on your Credible account, please contact our Support Team right away at 866-540-6005.

In the app, you can delete your account by canceling your membership at any time. You can also opt to Pause Bright for a period. Please contact our Customer Success team at support@brightmoney.co or via our live chat. You will find the help you need.